SERVICES
Most financial advisors do not address areas of tax planning, employee benefit packages, debt, and long-term planning. These financial planners usually work for large corporations and are required to hit certain benchmarks. I feel this removes the personal touch and flexibility needed as the markets ebb and flow and people’s personal lives change and evolve. I do things differently.
The five services I offer are to—
- Accumulate wealth
- Invest that wealth
- Shelter your wealth from taxation
- Shelter your wealth from legal liability
- And pass down the wealth to beneficiaries of your choice
Sound simple?
First, we need to determine whether you fit the criteria I require. In order to make an assessment, I examine all of your financials —tax returns, income history, investments, all revenue streams, outstanding debts, social security statements, etc. Once I explore your financial situation, we discuss and identify your personal goals.
My goals are—
- To understand your complete financial picture, including debt.
- To make investment decisions in your best interests.
- To help you feel confident that your money is in the right place.
- To provide financial advice that is customized for your current situation and future goals.
- To ensure your assets are in quality investments.
- I don’t sell any services or investment products which are not right for you or your goals.
If this sounds like it might a fit for you, learn more about the process here.
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Based on the conversation provided, here are the financial examples mentioned:
Wealth accumulation: The idea of structuring a plan with six steps to wealth accumulation.
401(k): Mentioned as part of the plan where the client would get their 401(k) filled up.
Medical expenses: Part of the plan to have medical expenses covered.
Strategic tax planning: A component of the plan to address tax planning strategies.
Traditional IRAs: Mentioned as one of the options within the plan.
Fees: Discussed the costs associated with setting up a plan, including the fees for the financial advisor and the participants.
Employee contributions: Mentioned employees contributing to their 401(k) plan through paycheck deductions.
Plan growth: Highlighted the potential growth of the plan over time, such as an employee seeing their 401(k) balance increase to $8,000 in a year and a half.
Fee structure: Described the advisor’s fee structure based on the size of the plan, with rates decreasing as the plan grows.
